Category Archives: Retirement

Should You Use Your Self-Directed IRA to Purchase Alternative Assets?

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Purchasing alternative assets with your self-directed IRA can grow your retirement nest egg greatly. How? Before we delve into how, consider the following sobering retirement statistics.

Will You Be able to Afford to Retire? A Self-Directed IRA Can Help You Achieve Your Goals

Did you know that you’ll need between 60%-80% of your pre-retirement income to keep up the same standard of living you enjoy now? That’s what most financial experts estimate. Consider this: according to the Employee Benefits Research Institute, fewer than half of Americans have given any thought to how much they’ll need to retire. Take this into account along with the fact that the biggest risk facing future retirees is running out of money while they’re still living, and what you have is the beginnings of a national retirement crisis. Think Social Security will cover you? Think again. The Social Security Administration itself says that its benefits will cover only about 39% of your expenses in retirement.

So, what are we left with? The fact that the biggest chunk of money you will need to retire on has to come from income and decisions you make now. This couldn’t be better news for self-directed IRA owners. Since generating this money is going to be your responsibility anyway, shouldn’t you be able to choose how you invest? This is exactly what a self-directed IRA does. It lets you make decisions about how to invest your retirement funds. And, you can invest in practically anything you want.

You Can Invest in Real Estate and Self Manage Where You Invest Your Retirement Funds

One of the best investments you can make today that can pay off handsomely in retirement is investing your self-directed IRA monies in real estate. Real estate is still the number one gateway wealth creation in the world. When you take control of your retirement via a self-directed IRA funds, you are free to make the following types of real estate investments:

Mortgage Notes
Residential Rental Investment Property
Commercial Property Purchase
Tax Liens
Foreclosures

Among many more!

For more information about self directing your retirment account, then contact Sunwest Trust, Inc. They are a self directed IRA custodian and they understand the ins and outs of how to properly and safely rollover your 401k or transfer an existing IRA into a self directed IRA built to purchase alternative assets.

Concerned About Your Retirement? Options For Those Concerned About The Troubled Financial Markets

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Most people use the traditional buy, hold and pray strategy when it comes to investing their retirement funds and they just leave their retirement over to the executives on Wall Street to invest their money for them.

However, there is a whole world of investment opportunity outside of the traditional stock market, but many investors are not trained or educated that it even exists.

Most quote-unquote savvy investors diversify their retirement portfolios and they are 100% control of where their money is invested.  They don't  leave their money over to someone else to manage or worse yet don't have control over where their money is invested.  This is one of those times in financial history you don't want to leave your money or investment decisions over to others, who after all, may not have your best financial interests at heart.

Millions of Americans have left the investment of their money over to someone else without truly understanding what is going on with the markets.  Most investors will lose money during this tumultuous time in the stock market.

SunwestTrust.com allows one to truly diversify their retirement portfolio not just in stocks, bonds and mutual funds, but also into alternative assets.  Check out this self directed ira video on Sunwest Trust.

Sunwest Trust is just a custodian for your retirement funds.  They are not investment advisors so they don't offer investment advice or make investment recommendations.  They do; however, open up options which allow you to invest your retirement funds into alternative assets directly such as certain types of gold coins, bullion, real estate foreclosures, and tax liens.

Self Directed IRA: Truly Diversify Your Retirement

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Sunwest Trust makes it easy for you to have a self directed IRA account because it gives you so many options when it comes to planning for your retirement. When you put your money into an IRA, it is best to have some control over the retirement investment. You do not want to put it in the hands of someone who will just put it in the stock market or some other fund where they get a commission and you get a low rate of return.

A self directed IRA allows you to diversify your retirement savings as you see fit. This means that you can buy tax liens with your IRA, diversify your IRA to include real estate investments and even include a 401K rollover into your IRA. Sunwest Trust makes this possible because they act as a custodian for your IRA.

It is never too soon to start investing for your retirement. While many people choose conventional means of investing, such as stock market investing, others are realizing that it is best to diversify your IRA. Your IRA is your security for the future and you never want to put it entirely in one financial vehicle. You want to diversify it as much as possible. The trouble is that many investment counselors will invest your IRA into funds that may not have your best interests at heart. They are often investing in mutual funds or stocks that can be somewhat risky. If the stock market crashes, there goes your retirement savings.

When you use a self directed IRA, you can use a company like Sunwest Trust to hold the IRA as a custodian for you as you direct where you want to invest your retirement money. This enables you to still get the tax benefits of an IRA account, but have some control over the investing. Right now, for example, is a perfect time to buy tax liens with an IRA because there are so many on the market. Or invest in real estate as the prices are rock bottom. There are many options when you have a self directed IRA that you can take advantage of that will enable you to make wise long term investments.

Visit www.SunwestTrust.com to learn more about how you can let your self directed IRA work for you and keep your retirement savings secure as well as diversified.